Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Related Content Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.